Browsing by Author "Divya Chowdhry"
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PublicationBook Industry 4.0: Agriculture, Rural & Women Development(NIPA, 2025) Rakhi Gupta; Divya ChowdhryThe dynamism of revolutions and changes provided us an opportunity to ponder and start this project to bring an edited book with the thought process of leaders and pioneers to this change and transformation in Industry. Since lot's of research and work is done in the area of unprecedented transformation,we brought this book where the Fourth Industrial Revolution, commonly known as Industry 4.0 reshaping industries, economies, and the way we work will be discussed and talked about. This book aims to explore the Fourth Industrial Revolution, or Industry 4.0 that marks a significant turning point in the way industries operate, produce, and compete. Every nano-second new technology and technological changes Driven by advancements in artificial intelligence, automation, data analytics and connectivity etc are evolving. Even advanced data analytics is fundamentally altering the fabric of global economies and redefining how value is created Industry 4.0 presents both remarkable opportunities and complex challenges for organizations worldwide. This book, Modern Industry 4.0 Resolutions, is designed to provide a roadmap for businesses, leaders, and professionals as they navigate the intricate changes brought about by this new era. The insights presented in this book draw from a rich pool of industry research, real-world case studies, Each chapter highlights the critical strategies needed to develop a workforce that is adaptable, tech-sawy, and future-ready.This book will delve into how Organizations today must not only adopt these technologies but also revolutionize the way they function in order to stay competitive, agile, and relevant. © 2025, Editors.PublicationBook Industry 4.0: Data and Its Analysis in Business and Finance(NIPA, 2025) Rakhi Gupta; Divya ChowdhryIn a rapidly changing world, where technology and societal shifts are transforming industries, this book explores the critical need for innovative research. It covers interconnected topics driving economic and environmental changes, with a focus on emerging technologies, sustainability, and business strategies. The study begins with the economic benefits of electric vehicle adoption in Mumbai, examining consumer savings. It also explores the role of payment gateways in e-commerce, sustainability's impact on global ecosystems, and Al and blockchain integration in finance, especially within India's Industry 4.0 context. Further, it investigates Al's role in management, workforce development, and the psychological aspects of modern workplaces. The book also delves into digitalization, with case studies on small industries adapting to technological shifts, data privacy, SEO, and Al-powered marketing. It examines the intersection of Industry 4.0 technologies and supply chain optimiza¬tion in rural economies. By offering insights into these areas, the study highlights how innovation can create a more sustainable, efficient, and prosperous future. © 2025, Editors.PublicationBook Chapter Knowledge Economy: Ethics, Governance and Societal(NIPA, 2025) C. M.A. Mayank Bajpai; Rakhi Gupta; Divya ChowdhryFinancial inclusion, which is the process of accessing and properly utilizing formal financial services, is an important factor in powering economic development and poverty reduction. Study undertakes a broad cross- country analysis of financial inclusion and its impact on social and economic factors. Applying data from respectable bodies like World Bank, International Monetary Fund, Eurostat and United Nations Development Programme, the study applies regression analysis and fixed effects models to determine how income, employment, income inequality, urbanization and human development affect financial inclusion. The outcomes show the complicated interplay between these actors and financial inclusion over various national situations.Financial inclusion is becoming a key component of equitable economic development and poverty alleviation worldwide. The importance of financial inclusion is undisputed, but its causes must be identified. This research article uses a comprehensive cross- country analysis to explain how various civilizations utilize financial services. The study will examine the relationship between financial inclusion and its key socio-economic factors—income levels, employment dynamics, income inequality, urbanization trends, and human development—to inform inclusive economic development policymakers, researchers, and practitioners. The data demonstrates that financial inclusion promotes economic development by helping people save, invest, and manage risk. Additionally, academics have focused on socio-economic issues including income distribution, urban-rural divide, and education level in shaping financial inclusion patterns within and within nations. These characteristics’ effects on financial literacy are yet unknown, thus more empirical study is needed to develop evidence-based policy. A 2004– 2010 analysis uses data from the World Bank, International Monetary Fund, Eurostat, and United Nations Development Programme. The research examines how income, employment, income inequality, urbanization, and human development affect financial inclusion using regression and fixed effect models. The study neutralizes country-specific effects on financial inclusion to get strong findings across varied nations and regions. © 2025, Editors.PublicationEditorial PublicationEditorial